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Shop Now. Pay Your Way.

We’ve got flexible payment options to help you get what you need now.

Payment options

Perfect for:

Customers with established credit who want to pay in installments

Type:

Loan (Buy Now, Pay Later)

Decision:

Instant

Payments:

Monthly, with or without interest

Key benefits:
  • Simple financing with no hidden fees
  • Pay over time
  • 0-36% APR* for qualified shoppers
Perfect for:

Customers with little, challenged, or no credit who want flexible payment plans

Type:

Lease-to-Own

Decision:

Instant

Payments:

Flexible lease payments, own it after final payment

Key benefits:
  • No credit or banking info required
  • Up to $5,000 in pre-approval**
  • No late fees, ever
  • Save with 90 Day Early Purchase Option***
  • Award-winning customer service
  • Over 21K five-star Trustpilot reviews

How Katapult Works

1
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Shop And Choose Katapult At Checkout

At checkout, select “Katapult” as your payment option.

2
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Get a fast approval decision

Fast and simple application that won’t affect your credit score. You’ll receive an instant decision.

3
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Complete Your Purchase

Once approved, complete your order right away. Pay over time and own it once you complete your lease.

To learn more visit Katapult's FAQs

How it works with

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Easy Checkout

Just Select Affirm as your payment at checkout and enter basic information for a real-time loan decision.

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Safe & Secure

Your information and account details will remain confidential and secure.

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You’re in Control

Pick a loan that fits your budget - choose to pay off your purchase over 2, 6 or 12 months.*

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Instant loan decision

Your loan is complete and we’ll process & ship your order.

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Pay over time

Affirm will remind you of any upcoming payments via SMS or email.

how-it-works-affirm-icon-1

Easy Checkout

Just Select Affirm as your payment at checkout and enter basic information for a real-time loan decision.

how-it-works-affirm-icon-2

Safe & Secure

Your information and account details will remain confidential and secure.

how-it-works-affirm-icon-3

You’re in Control

Pick a loan that fits your budget - choose to pay off your purchase over 2, 6 or 12 months.*

how-it-works-affirm-icon-4

Instant loan decision

Your loan is complete and we’ll process & ship your order.

how-it-works-affirm-icon-5

Pay over time

Affirm will remind you of any upcoming payments via SMS or email.

Affirm FAQs

What information does Affirm require? When you select Affirm as your payment method, you'll answer a series of short questions to create your Affirm account. They will use your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

How do I pay my bills? You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer, and check.

Does Affirm perform a credit check? Yes. When you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

Why was I prompted to pay a down payment with a debit card? Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account? Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account, which helps determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. Affirm does not store your online banking login information - they simply pass your login credentials to your bank via a secure service linking your checking account. Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows them to determine your ability to pay.

Why is the Affirm payment method disabled for me? The Affirm method is disabled when you backorder items that are out of stock.